About Clean Lender
A mortgage broker built around one idea: the person arranging your loan should understand your taxes.
Who we are
Clean Lender LLC is a mortgage broker in Richardson, Texas, founded by Mustafa Temiz. Mustafa is a Texas-licensed Certified Public Accountant with a Master of Science in Accounting from the University of Texas at Dallas (2007) and a licensed mortgage loan originator, NMLS #2450795. He also leads Temiz CPA PLLC, a tax and accounting firm in the same office.
What a broker does
We don't lend our own money. We take your application, compare programs and pricing from wholesale lenders, submit the file to the one that fits and manage it through closing. The lender funds the loan and the broker's compensation is disclosed on your Loan Estimate.
How we work
- We look at your tax returns before we quote a price range, so pre-approvals hold up in underwriting.
- We tell you when the answer is to wait, pay down a debt or file a return differently.
- We explain every disclosure, in English or Turkish.
- We are licensed in Texas and Florida and lend only on property in those states.
Talk to someone who reads tax returns for a living
A short pre-application takes about five minutes. We call you back, look at your numbers and tell you plainly which loan programs fit.